highland fox
New Member
Need to open a bank account but I've got an awful credit history.Don't want an overdraft or nothing fancy just somewhere that I can pay money into and withdraw it.Do such banks exist nowadays ?
I'm not too bothered what they are like,I think it's more of a case of if they will have me.I've been told the Co-operative except anyone
Need to open a bank account but I've got an awful credit history.Don't want an overdraft or nothing fancy just somewhere that I can pay money into and withdraw it.Do such banks exist nowadays ?
All the major banks have basic accounts that will let you do this without having a good credit record.
RBS wouldn't take me.I do have a Bank Account but I want to open a new one iun order to stop the Bank I am with getting their hands on my wages when I start a job
Pay your wages into my account. :icon_bigg
Cash Converters?
RBS wouldn't take me.
I would Steven but I don't want half of my income going directly going to 'Bangkok Chick Boys in Need of a Good Spanking PLC'
They should do, banks are supposed to give everyone access to basic accounts, as long as you're not bankrupt.
Did you apply for a normal account or tell them you want a basic account?
This is the RBS account you should apply for: http://www.rbs.co.uk/personal/current-accounts/g1/standard-accounts/key.ashx#tabs=section1
Here is a list of the banks and other financial institutions that offer Basic Bank Accounts of the sort that Jeff mentions above.
http://www.moneyfacts.co.uk/banking/bestbuys/banking_basic_bank_accounts.aspx
You may also want to read:
http://www.moneyfacts.co.uk/banking/guides/basic-accounts.aspx
Cash Converters what ?:icon_conf
The problem may be that Highland already has a bank account. Is it not the case that Basic Bank Accounts are designed for and only available to people who do not have a bank account already and who do not qualify for accounts with more facilities?
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