Landlord info - renting my house

[spionfox]

Personally I wouldnt tell them.

That's very bad advice IMHO.

 

[Matt_B]

Surely this puts a stop to the whole idea? unless you don't bother telling them and take a punt?



Never heard of them personally, I would want the agent to be on my side and doesn't seem that way if they won't even give you basic advice, IMO.

First part, we don't have much choice. Due to my drop in income and the inability to sell we are trying to do the sensible thing and minimise our outgoings.

I nipped in to drop the keys off and they told me what I'd need, basically the gas certificate and an energy one, but the HIP covers the energy one.

We rented from them in the past and they were very good.

 

[Durham Fox]

That's very bad advice IMHO.

It wasn't advice.

 

[fcukcov]

First part, we don't have much choice. Due to my drop in income and the inability to sell we are trying to do the sensible thing and minimise our outgoings.

I nipped in to drop the keys off and they told me what I'd need, basically the gas certificate and an energy one, but the HIP covers the energy one.

We rented from them in the past and they were very good.

So the Coventry are happy to give you a new mortgage even though it will be another 100% one? Thats unusual at the minute!

Im still pretty sure you need an electrical saftey cert as well.

 

[lazzer]

So the Coventry are happy to give you a new mortgage even though it will be another 100% one? Thats unusual at the minute!

Im still pretty sure you need an electrical saftey cert as well.

The majority of landlords are probably aware that there is no legal requirement to supply an annual electrical safety certificate, as there is with gas.
However, a landlord is required by law to ensure that:
- the electrical installation is safe when a tenancy begins
- the electrical installation is maintained in a safe condition throughout the tenancy
- any electrical appliance provided in the rented property is safe and has the CE marking.

 

[fcukcov]

The majority of landlords are probably aware that there is no legal requirement to supply an annual electrical safety certificate, as there is with gas.
However, a landlord is required by law to ensure that:
- the electrical installation is safe when a tenancy begins
- the electrical installation is maintained in a safe condition throughout the tenancy
- any electrical appliance provided in the rented property is safe and has the CE marking.

Hmmm so kind of right! Oh and love the colour choice!:icon_lol:

 

[lazzer]

Hmmm so kind of right! Oh and love the colour choice!:icon_lol:

Im comfortable with it too :icon_wink

 

[Matt_B]

So the Coventry are happy to give you a new mortgage even though it will be another 100% one? Thats unusual at the minute!

Im still pretty sure you need an electrical saftey cert as well.

We won't change mortgage with the consent to let, they just whack a percent on, and is only valid for 12 months. They won't offer us a buy to let.

The majority of landlords are probably aware that there is no legal requirement to supply an annual electrical safety certificate, as there is with gas.
However, a landlord is required by law to ensure that:
- the electrical installation is safe when a tenancy begins
- the electrical installation is maintained in a safe condition throughout the tenancy
- any electrical appliance provided in the rented property is safe and has the CE marking.

I think it all works fine, does the CE mark mean they need to be PAT tested?

 

[Durham Fox]

We won't change mortgage with the consent to let, they just whack a percent on, and is only valid for 12 months. They won't offer us a buy to let.



I think it all works fine, does the CE mark mean they need to be PAT tested?

CE mark is just the legal stamp required on anything electrical sold in the UK to ensure its fit for use by consumers.

 

[lazzer]

We won't change mortgage with the consent to let, they just whack a percent on, and is only valid for 12 months. They won't offer us a buy to let.



I think it all works fine, does the CE mark mean they need to be PAT tested?

No not PAT tested. But checked by and electrician and documented before you hand over the let. And checked and documented at regular intervals.

 

[Matt_B]

No not PAT tested. But checked by and electrician and documented before you hand over the let. And checked and documented at regular intervals.

Cool, the wife's dad is an electrician, he might have the certification to do that, I'll check.

 

[spionfox]

It wasn't advice.

Glad to hear it.

FWIW I wouldn't recommend you do it if you are ever in that situation either.

 

[Matt_B]

Well the first viewers snapped it up so I better get my ass in gear either way. Cheers guys!

 

[Durham Fox]

Glad to hear it.

FWIW I wouldn't recommend you do it if you are ever in that situation either.

I've done it before. Was fine.

 

[spionfox]

I've done it before. Was fine.

I've crossed a busy road whilst pissed and I was fine.



That time :icon_wink

 

[Durham Fox]

I've crossed a busy road whilst pissed and I was fine.



That time :icon_wink

Indeed, I only did it through ignorance tbh. I phoned the Halifax up to ask them to send mortgage related mail to a different address and then they started getting a bit jumpy :icon_bigg Although tbh in the conversation I told them I was renting it out and they just said you shouldnt be, thats as far as it went.

 

[Matt_B]

Indeed, I only did it through ignorance tbh. I phoned the Halifax up to ask them to send mortgage related mail to a different address and then they started getting a bit jumpy :icon_bigg Although tbh in the conversation I told them I was renting it out and they just said you shouldnt be, thats as far as it went.

I asked my cousin who used to work as an advisor and now rent two properties out, neither on a buy to let, and he said the same thing, that if they do find out there's not really a lot they can do.