What's the damage?

Log in to stop seeing adverts
This page may contain links to companies such as eBay and Amazon. As an affiliate of these sites I may earn commission if you click the link and make a purchase

Status
Not open for further replies.
Nathan said:
Brilliant. there's no damage to it from the front so i wouldn't want to replace it just for a couple of clips.

Thanks for all your help :023:
Click to expand...

You will probably find that the green paint marks on it will polish off with an orbital polisher as well :icon_wink
 
What about the damage to the other car? Will you be paying for that, or are you forsaking your No-Claims Discount?

What about the driver of the other car? I think I just saw him down at A&E at the Infirmary. Leastways, there was this guy moaning about Rover drivers - he was in the queue for a scan, holding his neck and talking on his phone something about no win - no fee!
 
bocadillo said:
What about the damage to the other car? Will you be paying for that, or are you forsaking your No-Claims Discount?

What about the driver of the other car? I think I just saw him down at A&E at the Infirmary. Leastways, there was this guy moaning about Rover drivers - he was in the queue for a scan, holding his neck and talking on his phone something about no win - no fee!
Click to expand...

Haha very funny.

I'm hoping that their damage is cheap to sort so that i can pay for it (saving my no claims discount). They seemed very nice so i'm sure they won't be claiming any ill health.
 
Nathan said:
Haha very funny.

I'm hoping that their damage is cheap to sort so that i can pay for it (saving my no claims discount). They seemed very nice so i'm sure they won't be claiming any ill health.
Click to expand...

Their damage will be more than you can afford, it always is. I once knocked the back of a Jag, going about 4/5mph and all it did was a tiny scratch on the bumber, no dents etc. Their repair bill came in close to a grand. I know Jags parts are more expensive, but I wager there was a fair amount of other work fixed on it.
 
beighton155 said:
Their damage will be more than you can afford, it always is. I once knocked the back of a Jag, going about 4/5mph and all it did was a tiny scratch on the bumber, no dents etc. Their repair bill came in close to a grand. I know Jags parts are more expensive, but I wager there was a fair amount of other work fixed on it.
Click to expand...

Id definatley claim against my policy for the 3rd party, too messy otherwise. Just take the hit.
 
what distracted you in the first place to bump their motor?

Not many women out this time of year in flimsy tops!
 
Ignore my last post, just red others. Going to fast mister, pay up and take a lesson in life;)
 
Nathan said:
I'm hoping that their damage is cheap to sort so that i can pay for it (saving my no claims discount).
Click to expand...


Don't forget that even if you do pay for their damage, you will still be bound by the terms of your policy to report the incident to your own insurance company.
 
bocadillo said:
Don't forget that even if you do pay for their damage, you will still be bound by the terms of your policy to report the incident to your own insurance company.
Click to expand...

I have reported the incident.

Never done this before so that was the first thing i did. I am of the understanding that it's still ok to settle the claim without going through them?
 
Nathan said:
I have reported the incident.

Never done this before so that was the first thing i did. I am of the understanding that it's still ok to settle the claim without going through them?
Click to expand...

Yes, it is. The main question that you will be asking yourself afterwards is whether it was worth doing so - and whether it was really worth the saving of only insuring TP (TP,F&T?) in the first place.
 
However honest you are with the insurers, they will still find some way of putting up your premiums next time, so be wary.

Out of interest, had my renewal through from AA. They said they'd shopped around and come up with a figure.(£388). One phone call to "more than" saved me £80 and basic breakdown thrown in as well.
Loyalty, pah, only thing loyal are football supporters......
 
bocadillo said:
Yes, it is. The main question that you will be asking yourself afterwards is whether it was worth doing so - and whether it was really worth the saving of only insuring TP (TP,F&T?) in the first place.
Click to expand...

Well i think i saved around £250 by going TP, F&T. Add to that the excess on the claim (say £200?) and the increase at the renewal (in April), i think i was right to go TP, F&T.

i'm going to do a few quotes later on to see what i'll be expected to pay if i lose the no claims discount. then i'll know whether it's worth it or not.
 
H T B said:
However honest you are with the insurers, they will still find some way of putting up your premiums next time, so be wary.

Out of interest, had my renewal through from AA. They said they'd shopped around and come up with a figure.(£388). One phone call to "more than" saved me £80 and basic breakdown thrown in as well.
Loyalty, pah, only thing loyal are football supporters......
Click to expand...

Renewal with your existing insurer is always going to be more expensive, thought that was a general rule?
 
Status
Not open for further replies.
Log in to stop seeing adverts

P Pld Pts
1Liverpool1639
2Chelsea1735
3Arsenal1733
4Nottm F1731
5Bournemouth1728
6Aston Villa1728
7Manchester C  1727
8Newcastle1726
9Fulham1725
10Brighton1725
11Tottenham 1723
12Brentford1723
13Manchester U1722
14West Ham1720
15Everton1616
16Palace1716
17Leicester1714
18Wolves1712
19Ipswich1712
20Southampton176

Latest posts

Back
Top